Investing: No better Time Than The Present!

Look, money can be funny. 

Not having enough of it or none at all isn't the slightest bit tickling. Yet, we play with it everyday just to discard it as soon as the next shiny object appears. Take it from me, you just don't want to keep working your butt off everyday and then having nothing to show for it when you no long can work your butt off!

If you are a baby-boomer, you've undoubtedly heard these old wise words...... 

"Work hard, save your money" 

Or how about,

 “When you work on something that only has the capacity to make you $5, it does not matter how much harder you work, the most you will make is $5.” ~ that one is by Idowu Koyenikan.

If you are a millennial, you may be tech savvy and all, yet, the way you deal with savings, debts & retirement is still just as common and related as it was a generation before the baby-boomers.

Both these quotes have a relationship and a dissolution about them. 

Yes, you can work hard and save, while the amount you save, is all that gets saved! No matter how hard you work.

When we are younger, the world seems endless, our future.....immortal. We rack up school/student loans and credit card debts. Cars and other notes, on the firm belief that it will get paid off in the future. Not really concern about the repayment till near it's due date. In those days, we were in fact, simply living for only the next day.

Before you know it, you've got a wife or husband, a couple of awesome kids, a house & car note. All the while, that credit card & student loan is not only still there, it hasn't shrunk. In fact, because of the family and all that comes with it, that credit card has also multiplied. And the debt owed on them alone eats up a nice chunk of income monthly. 

And yet, we haven't even gotten to the savings part. First, take a look at a previous post on "Accumulate wealth, eliminate debt".

Then saving and investing becomes your stairway to financial security.

As I mentioned in this earlier post, saving isn't really doing much for you except baby-sitting your money till you decide on some new shiny toy to purchase or withdraw it just to pay on another debt. 

Once there is a clear understanding that as long as you "owe someone", you'll never truly become financially independent nor wealthy.


Those of us who haven't giving up on dreams, goals or that bucket-list. Understand that we have to step-up our game. Money doesn't grow on trees yet it can grow. Money does make the world go round. And we need more of it just to see some of it.   

Now millennial's, because they are born into this new world of technology, computers, smartphones & apps, they have a slight edge. Baby-boomers & retirees may have to overcome some learning curves. Yet, we are in an era, that really does offer anyone with the patience & willingness to succeed an opportunity to grow their income substantially no matter what you have to start with.

With that being said, it is this technology, that is offering these opportunities. Which is as I mention earlier, why the millennial's have a slight advantage over say, senior citizens. 

Through these technologies, we put our money into, so as to see our own money grow out of it. 

In the financial world, they call it "Investing" with the dictionary explaining it as follows.

"Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture."

Investing - allows you to have your money work for you. As we get older, (not old), just older. Working smarter is just common sense than trying to keep working harder. I believe that we are not here just to work, pay bills than die. No, no, no.........!


Investing allows for compound interest. Over time and long term planning, the stock markets have consistently rose. Offering a much better returns for your dollar. Tax advantages, exciting while contributing to your favorite product, business or ventures. All these plus, you can make investing profitable, fun & worthwhile.  

Why is investing now as good or even better as any other time in history?

If we talk about a long term investment strategies......say 10, 15 or 25 years from now. We are not just talking about retirees but, the millennial's for the next 15 - 25 years.



Using compound interest, if you were to take $5,000.00 and invest it into a stock, adding $100 per month for the next 15 years. Having a broker or you manage that investment for a mere 10% per month return rate. At the end of 15yrs, that initial $5,000.00 plus $100.00/month investment would now become $64,070. ($23,000 on principal & $41,070 in interest).

Not to complicate things to much, yet, one can tap into a little day trading or swing trading and that 10% monthly return rate would increase that percentage.

Now that's just a small investment and just a little effort to manage a 10% monthly yield. The right product or company pick could dramatically increase your chances of turning that initial investment into something super crazy.

Which brings me to....."No better time than the present"

There are industries and products set forth today for tomorrow, that are truly what are called "disruptive technology".  You know some of yesteryear's disruptive techs like personal computers that disrupted the typewriter, Email disrupted the mail system, cellphone disrupted the landline telephone network, laptops disrupted the personal computer, smartphone disrupted all above and alternative energy is disrupting the fossil fuel industry. 

The companies that support & produce these future products are going to make ordinary people, not just wealthy, yet, multi-millionaires and even billionaires in the long run. All simply because they took time to learn how to invest, paying attention to trends and take action.

POST  ~  D.W.W.D. Do What the Wealthy Do  

.......is exactly where we are today. Just to name a few disruptive products starting with the international fiat currency system being disrupted by Blockchain technology, Bitcoin, cryptocurrencies,  atlcoins & tokens. 

Dedicated to Providing the Most Advanced Powerful Cryptocurrency Trading Software

The pharmaceutical and alcohol companies are being disrupted by the Marijuana/cannabis/cannabidiol evolution.

Renewable & clean energy, Drone technology (UAV) or (AI) Artificial Intelligence are just a gleams into the future markets.

So yeah........Learn to invest now. Better late than never. If you didn't know, someone just informed you. 

DWWD,

REAL TALK

"LET's DO THIS!"

Copyright © 2018  HYPE LLC HaYes Productions & Enterprises LLC WeHit - Andrew Hayes All Rights Reserved

DISCLOSURE: This post contains sponsored ads and I will be compensated if you make a purchase after clicking on links.

D.W.W.D. - Do What the Wealthy Do ~ Why They Succeed!

Photo by Olo Eletu 

Anything worthwhile in life is ever free nor easy! Making money, going after goals and even planning your next vacation. All require effort........it's just how the world works. 
WORK, being the keyword here. Some will shed blood, sweat & tears. Others will simply work smarter.

Many of people over the years have tried to short cut, scheme, steal their way into financial freedom. One things is for sure........many have found that in the end, it all catches up with them evenually.

As I research to procure the path to my own prosperity. When it comes to building wealth, I have come across about a dozen traits that stand out. These characteristics are common among the very successful in our society. And it should cause all that aim to succeed to take notice on how the rich build wealth and obtain success in life.

There's been a long standing motto in the entrepreneur circle.......study what your mentor does or take what the person you admire does and simple do what they do.  In our case, we are studying wealth building.......

D.W.W.D.  "DO WHAT the WEALTHY DO"

1) Wealth accumulation or wealth building is purely about your mindset.

Mindset - To establish a set of perspectives within ones thought process.

The mind must be focus in a positive yet passion mentality. Your mindset is not an anchored entity. It must be nourished and developed. This stimulates actions like motivation & productivity. 

Wealthy people also have a leadership mindset. They only follow when they are learning. That learning turns into knowledge that transforms into wisdom. This mindset creates efficient leaders. And great leaders produce results.

In short, train your brain for complete success in the task at hand. 

2) Know where you want to go! 
“When you find your path, you must ignore fear. You need to have the courage to risk mistakes. But once you are on that road... run, run, run, and don't stop til you've reached its end.” 
~ José N. Harris


Direction is important!

You must first know or at least understand where & why you want to go.

You don't generally step out your door, jump in car or on your bike and then travel aimlessly. You have a set place where you want to end up at. Plus, why you wanted to go there!

This is as well in wealth building......do you want to make an extra $500.00 a month? Is the goal $5,000.00 per month? Do you want assets of a million dollar by age of 40?

Define specific amounts and times, then plan to arrive at that destination!

“If you have no good drive in you, your life will not be steered through a good direction. It will miss its destined station. Passion or drive is what moves the vehicle of a fulfilled life.” ~ Israelmore Ayivor

3) Live life on your terms 

How does living life on your terms relates to wealth building?

To begin with a lot of us baby-boomers were raised up with the notion that if you go to school/college, get a great job, work your way up the corporate ladder. All would lead to this awesome life. Well, reality is, it isn't a pretty ride. Often times, we are sucked into an anomaly where that J.O.B becomes Just Over Broke!


Car notes, house payments, student loans, bills bills and more bills. Before you know it your 40/50 years old and retirement is closing in fast. Where did all the years go? What happened to those dreams of travel, fine wines & epic adventures?


Live life on your terms means living the life that you were truly meant to live. It's is your biggest motivator. It should always inspire you to improve the quality of your life. Our life shouldn't be dictated by someone else time clock. 

Life is meant to be lived. With quality time with family and friends. Travels, hobbies and a sense of accomplishments. Financial freedom provides that type of lifestyle. 


Yes, live life on your terms! 

4) Read, that's right read! 

Every person worth more than a million $$$.....reads.

Not only is this a fact, they contribute their success to reading, a lot of reading.

"That's how knowledge works," Warren Buffett told an investment class at Columbia University. "It builds up, like compound interest. All of you can do it, but I guarantee not many of you will do it."

"Books were my path to personal freedom," Oprah Winfrey once said. "I learned to read at age 3 and soon discovered there was a whole world to conquer that went beyond our farm in Mississippi."

Reading increases knowledge, knowledge allows them to see opportunities. Reading improves their business sense, vocabulary, imagination, memory & creativity. Keeping them ahead of their competition. It also helps lower stress, while pushing you towards your goals. 

READ     READ      READ..........!

5) Don't make excuses

Another interesting trait of successful people.......they make no excuses. 


Excuses are just lies wrapped up neatly in reasons. As with any successful person, there will be failure. With a excellent leader they except responsibility. Great leadership except blame, then find ways for improvement.

"Ninety-nine percent of the failures come from people who have the habit of making excuses." ~ George Washington Carver

6) Invest 

Investing is not a savings account. Investing is having your money work for you over a period of time.

Investments creates wealth, just ask Warren Buffett. Mr. Buffett, one of America's wealthiest citizen with an estimated $76 Billion worth. Did so by investing, he give us these snippets........

"Long ago, Ben Graham taught me that 'Price is what you pay; value is what you get.' Whether we're talking about socks or stocks, I like buying quality merchandise when it is marked down."

"If you aren't willing to own a stock for ten years, don't even think about owning it for ten minutes. Put together a portfolio of companies whose aggregate earnings march upward over the years, and so also will the portfolio's market value."

  "Successful Investing takes time, discipline and patience. No matter how great the talent or effort, some things just take time: You can't produce a baby in one month by getting nine women pregnant."

Investing is a great way to beat inflation, much better than your ordinary saving account.


Invest in stocks, over say bonds, simply because over time they usually perform better and is your best shot at the highest returns.


Property investments have also proven to be fruitful for many of the successful.

Having a balanced diversified portfolio will create a higher yields while minimizing risks.

Last but not least,

An educated investor can help you reach your financial goals. The stock market has compounded wealth over the long term.  And has historically doubled every 10 years.

 Think long-term!

7) Triple D's

Stay focus now, get your mind out the gutter. 

D.D.D stands for Don't Do Debt! Your biggest obstacle towards wealth building is debt. Eliminated it at all cost. If you can't pay for it in cash..........then you can't afford it!

No further explanation needed! 

8) Eliminate self gratification

An important mindset that is tied in with D.D.D., is self-gratification. The indulgence or satisfaction of one's own desires. 

You want it now, but you'll pay for it later. This is also a wealth building killer. Including myself, many many people remain in debt because of the urge to have it now. 


Practice delayed gratification, or deferred gratification, the ability to resist the temptation for an immediate satisfaction and wait for a later reward. 

Save that $5 today, have $5 next month.
Don't buy that flat screen now on your credit card @ $2,000.00 with principles over two years. Save for one year, buy the new improved model for $900.00 next year.
Invest that $1100.00!

9) Seek prosperity, abundance

Money is actually everywhere, even in bad economic times, money is out there. It's circulating some where. I was reading somewhere or heard this at a seminar. And remember this example about money: 

Take an item, sale it to someone. Now there are two situations going on here right now. 


Person 1) has money to buy or paid something. 
Person 2) has something to sale.

P1) now buys or pays for a product or service somewhere. This payment has now transferred between 3 people.

P2) decides to sale that item for a profit. P2) now has a payment (money) and has put a product back into circulation. 

That money is doing nothing but circulating.



I have always said to myself.....all I want to do is get caught up in that whirlpool of money. It's my version of the rich get richer. (I wrote in an earlier article......don't hate on the hustle who flips his profits.)

Think BIG, Dream BIG.......Do BIG things!  

10) Figure out a NEED then FULFILL it.

One way to build wealth is to create an income. We do this by starting that chain reaction mentioned above. Sale something that someone wants and supply it to them. 

Supply and demand, it's been done for centuries. Provide a better product, an improved service or simply offer an outstanding value.

Find a need and fill it.   ~ Ruth Stafford Peale

11)  Associate with those you want to be like

If you wanted to become a baseball player, would you spend your day around people who build cars all day? Your interest is flying airplane, why would you read books about sail boats? Have you every seen a drug addict hanging around a fitness junkie? It's kind of easy to understand the simplicity of this.

You are a product of your environment. I believe it was Jim Rohn that said it best........

“You are the average of the five people you spend the most time with.”

It will be that surrounding that will shape who you are and what you'll be come.

"It’s better to hang out with people better than you. Pick out associates whose behavior is better than yours and you’ll drift in that direction." ~ Warren Buffet

Successful wealthy people always have MENTORS!

12) GIVE back

You go to church, you know about tithe. Which means “10% of your earnings to your church,” yet in the Old Testament, it actually was 10% paid twice a year (20%) of your crop or cattle to the land of Israel. Just a little biblical knowledge

 All the same, giving back has many benefit and gratification.

This is be a conscious decision. Yet, giving is a spiritual being. Those that give back find that it does come back to them in some form.

 As in tithe, when you give 10%, you are likely to receive even more back. Is this a scientific fact or simply the law of attraction? 

There are however, tax-benefits as well. In most cases, one can deduct anywhere from 30% - 50% of your adjusted gross income in charitable contributions.  

At the end of the day..........it's a great feeling, so give when you can 😉

The Importance Of How You Execute the First 100 Days

To the best year ever,
Andrew Hayes

P.S. 

Here's a little extra $$$Bonus$$$

If anyone is SERIOUS about accomplishing great things this year, they'd be wise to come out of  the starting gate fast, focused and fired up by making full use of the first 100 days.

Gary has created the most intense goal-setting program on the planet. It's all about getting massive results quickly, and starting the year fast.

The message is so simple, so powerful and so very timely. And the best part is that it has PROVEN to be one of the highest converting programs ever launched. It's both endorsed and promoted by almost every heavyweight to include Brian Tracy, John Assaraf and Early to Rise to name just a few. 


Click Here To Get All Of The Details: 

All the best in 2018,
Andrew Hayes

REAL TALK

Copyright © 2018 Andrew Hayes All Rights Reserved

DISCLOSURE: This post contains sponsored ads and I will be compensated if you make a purchase after clicking on links.

The Business Highs & Lows ~ U.S. Marijuana/Cannabis Industry PT:2

With so much information and such a huge investment opportunity in the medical/recreational marijuana industry. I had to add an additional segment to my last post. There are many pieces to expose as mainstream society, especially here in the USA, becomes a little less scrutinizing. That's not to say that there are no pitfalls. 

With different regulations and laws provided by the many states and countries. Navigating where and how to use or invest into this industry is more like playing a game of chess.

The global financial 
impact rest around $400 billion. While still in a relatively infant stage. The potential for incredible financial gains are there with one important obstacle. Current laws that vary from place to places!
And a federal law that strikes fear in every investor.

When we  look across the planet we find places like Canada, Costa Rica, Czech Republic, Peru, Spain,  Switzerland & Uruguay are countries that allow it's citizens to consume, cultivate and even distribute in small personal quantities. 

As with the countries above, the laws vary. Where in many other countries it may be illegal yet, it is decriminalized or simply accepted as long as you are not involved in any other activity that is of a criminal nature. 

Of all places, North Korea allows it citizens to grow, consume and sell. California's recreational laws that takes effect this year, includes business that can not operate within 600 ft. of a school. Must have 24-hr. surveillance and close by 10pm. In Amsterdam, if you are 18 yrs. of age, social smoke cafés known as "Coffee shops" allows recreational use within it's facilities.

In Jamaica, the ganja, because of it's spiritual practices  amongst the Rastafarian, has it's own set of by-laws. And in Israel, they are considered the leader in world cannabis research for medical patient use.

As you can see, this is just a small portion of the countries around the world that view the plant in a less criminal manner.



However, though there are 46 U.S. states with some kind of legalization to use the THC plant. All the while, on the federal level, marijuana is a Schedule 1 drug, that puts it in the same classification as Heroin, LSD, Ecstasy & Quaaludes. That essential says.......that the government sees marijuana as a highly addictive drug having no medical benefits nor uses. 

So we can see where this could represent some legalities when it comes to operating a business. The agency does provide some guideline to prosecutors that so that these businesses as well as medical cannabis curriculum can follow, allowing some leeway for states to operate without prosecution. 

These guidelines include the prevention of distribution to minors, revenues from sales can not go into criminal activities, such as gangs or cartels. No violence associated with the cultivation or distribution. And guidelines that prevent the growing or possession on federal property or that would danger the environment.

An in-depth review of federal standards in the U.S. 

Despite any and all negative branding on marijuana. The latest reports finds that 2018 expects to exceed all expectations to a tune of over $10 billion.  



It's reasonable to say, that the complete legalization for medical & recreational usage is really not that far behind.

We would hope that as the powers to be grapple the potential financial implications, finding a way to profit while politicians seat on their hands is another obstacle. 


My guess is, even the current administration is putting the numbers together.....and will come to their senses as these figures show substantial tax revenue increases, huge job developments in manufacturing, retail & agriculture. The healthcare industry could fare very well also.  Not to mention, the votes he could pull in. ( Bet that would get the ball rolling pretty fast!!!!)

Seeing as most major banks and credit card fear putting/backing any business could be interpret as money laundering under the current US laws.  Waiting for an eventual passing of laws that will legalize the plant. Is like burning money and trying to put it out with gasoline.

Is investing in the business stocks or finding ETF  surrounding this industry a way to get your piece of the pie? Perhaps companies that supply machinery and parts are a safe bet till our government get their act together. Until then,  my research continues........

ETFs To Watch For:

• American Growth Fund Series Two Class E (AMREX) $5.05 +0.06 1.20%
• Cronos Group Inc. (PRMCF) $8.20 -0.60    6.87%
• ETFMG Alternative Harvest ETF (MJX) $37.33 -1.233. 19% 
• Horizons Medical Marijuana Life Sciences  (HMMJ) $22.14 -1.08  4.65%

 01/26/2018 Market Summary

Dow Jones @ $26.392.79 (+140.67   0.54%)

Nasdaq         @ $7,411.16 (-3.90 0.05%)

S&P 500   @ $2,839.25 (+1.71  0.06%)

 'HODL" On those cryptocurrencies!

• BTC Bitcoin  - $11519.40  -1.00% (24 hr. Change)
• BCH Bitcoin cash - $1,662.23  -1.77%
• ETH Ethereum - $1,068.36  -2.42%  
• XRP Ripple -  $1.31  -4.09%
• LTC Litecoin -$180.86  -1.74%
• Neo - $139.14  -2.91%
• ADA Cardano - $0.641  -3.46%

My next 5 of 20 companies that I am researching in 2018. These are not recommendation as stated, yet, are companies within industries that I feel are worthy of potential gains

ARE    Alexandria Real Estate Equit ~

Founded in 1994,  (ARE) provides its innovative tenants with highly dynamic and collaborative environments that enhance their ability to successfully recruit and retain world-class talent. An S&P 500 company, their urban office REIT uniquely focused on collaborative life science and technology campuses in AAA innovation cluster locations, with a total market capitalization of $16.1 billion and has an asset base in North America of 28.6 million square feet, as of Sept. 2017. 

SYNA  Synaptics Inc.                             

Synaptics ignited the human interface revolution with their touch, display, touchpads for notebook PC, including the software driver and biometrics products designed to optimize the user experiences in the mobile, PC and automotive industries. Has shipped more than 5-billion units.  More than 1900 patents that are either pending or issued.  And 70% of it's employees work in technology, engineering and product-design functions.

IBB     iShare NASDAQ Biotech ETF
Started in 2001 to track the performance of the Nasdaq Biotechnology Index, which consists of equities of biotechnology and pharmaceutical companies listed on the Nasdaq stock exchange. Since its inception, the fund demonstrated an average annual return of 9.65%


TWMJF   Canopy Growth Corp         

 A world leading diversified cannabis company. We operate a collection of diverse brands and curated strain variety, supported by over half a million square feet of indoor and greenhouse production capacity, partnered with some of the leading names of the sector.

KEYS    Keysight  Technologies        

A world leader in electronic measurement transforming today's measurement experience through innovations in wireless, modular, and software solutions. With its Hewlett-Packard and Agilent legacy, Keysight delivers solutions in wireless communications, aerospace and defense and semiconductor markets with world-class platforms, software and consistent measurement science. The company's nearly 10,500 employees serve customers in more than 100 countries. 

WeHit's 2018 PICK & TRACK  01/26/2018 

COMPANY	LAST	CHANGE	%
AMBA  Ambarella Inc	$50.10	+0.14                0.28%
ACBFF  Aurora Cannabis Inc	$10.64	-0.71                6.26%
AVAV    AeroVironment Inc	$53.48	+0.16                 0.30%
EXEL    Exelixis Inc	$30.46	-0.02                0.07%
A      Agilent Techn. Inc.	$73.86	+0.28                0.38%
HIMX   Himax Techn. Inc.	$8.36	+0.28                3.47%
HTC      HTC Corp	$69.30	+0.70                1.02%
RIOT    Riot Blockchain Inc	$17.91	-1.33                6.91%
SIEB     Siebert Financial Corp.	$10.12	-1.54               13.21%
STM     STMicroelectronics	$22.91	-0.42                1.80%
ARE    Alexandria Real Estate Equit	$126.97	+0.35              0.28%
SYNA    Synaptics Inc.	$43.97	-0.70               1.62%
IBB      iShare NASDAQ Biotech ETF	$116.60	+0.73              0.63%
TWMJF  Canopy Growth corp	$25.67	-2.66              9.38%
KEYS     Keysight Technologies	$45.74	-0.29              0.63%
VFFIF    Village Farms International	$7.17	-0.05              0.68%
O A         Orbital ATK Inc.	$132.56	+0.50              0.38%
VRTHF  Veritas Pharma	$0.60	-0.04              6.12%
VTC       Vertcoins	$4.59	-3.78%
VUZI     Vuzix Corp.	$9.75	-1.05             9.72%

Want to Start a Career in the $40 Billion Medical Marijuana Industry?

DAILY  5  WINNERs & LOSERs  @ Sessions Close 

COMPANY	LAST	CHANGE	%
Varian Medical Systems Inc.	$127.01	+ 11.00                12.39%
Eversource Energy	$64.57	+ 3.44                 5.63%
W.W. Grainger Inc.	$286.44	+14.47                 5.32%
McCormick & Company	$105.09	+5.00                  5.00%
Albemarie Corp	$116.90	+4.50                  4.00%
Newell Brands Inc.	$24.81	-6.42                 20.56%
Range Resource Corp	$15.32	-1.68                  9.88%
Union Pacific Corp	$133.60	-7.57                 5.36%
Xilinx Inc	$69.74	-3.74                 5.09%
F5 Networks Inc.	$134.94	-7.19                 5.06%

"LET's DO THIS"

Copyright © 2018 Andrew Hayes All Rights Reserved

DISCLOSURE: This post contains sponsored ads and I will be compensated if you make a purchase after clicking on links.