Showing posts with label technology. Show all posts
Showing posts with label technology. Show all posts

Friday, June 8, 2018

Investing: No better Time Than The Present!

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Look, money can be funny. 

Not having enough of it or none at all isn't the slightest bit tickling. Yet, we play with it everyday just to discard it as soon as the next shiny object appears. Take it from me, you just don't want to keep working your butt off everyday and then having nothing to show for it when you no long can work your butt off!

If you are a baby-boomer, you've undoubtedly heard these old wise words...... 



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"Work hard, save your money" 



Or how about,


 “When you work on something that only has the capacity to make you $5, it does not matter how much harder you work, the most you will make is $5.” ~ that one is by Idowu Koyenikan.

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If you are a millennial, you may be tech savvy and all, yet, the way you deal with savings, debts & retirement is still just as common and related as it was a generation before the baby-boomers.

Both these quotes have a relationship and a dissolution about them. 

Yes, you can work hard and save, while the amount you save, is all that gets saved! No matter how hard you work.

When we are younger, the world seems endless, our future.....immortal. We rack up school/student loans and credit card debts. Cars and other notes, on the firm belief that it will get paid off in the future. Not really concern about the repayment till near it's due date. In those days, we were in fact, simply living for only the next day.

Before you know it, you've got a wife or husband, a couple of awesome kids, a house & car note. All the while, that credit card & student loan is not only still there, it hasn't shrunk. In fact, because of the family and all that comes with it, that credit card has also multiplied. And the debt owed on them alone eats up a nice chunk of income monthly. 

And yet, we haven't even gotten to the savings part. First, take a look at a previous post on "Accumulate wealth, eliminate debt".



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Then saving and investing becomes your stairway to financial security.

As I mentioned in this earlier post, saving isn't really doing much for you except baby-sitting your money till you decide on some new shiny toy to purchase or withdraw it just to pay on another debt. 

Once there is a clear understanding that as long as you "owe someone", you'll never truly become financially independent nor wealthy.


Those of us who haven't giving up on dreams, goals or that bucket-list. Understand that we have to step-up our game. Money doesn't grow on trees yet it can grow. Money does make the world go round. And we need more of it just to see some of it.   

Now millennial's, because they are born into this new world of technology, computers, smartphones & apps, they have a slight edge. Baby-boomers & retirees may have to overcome some learning curves. Yet, we are in an era, that really does offer anyone with the patience & willingness to succeed an opportunity to grow their income substantially no matter what you have to start with.



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With that being said, it is this technology, that is offering these opportunities. Which is as I mention earlier, why the millennial's have a slight advantage over say, senior citizens. 

Through these technologies, we put our money into, so as to see our own money grow out of it. 

In the financial world, they call it "Investing" with the dictionary explaining it as follows.


"Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture."

Investing - allows you to have your money work for you. As we get older, (not old), just older. Working smarter is just common sense than trying to keep working harder. I believe that we are not here just to work, pay bills than die. No, no, no.........!


Investing allows for compound interest. Over time and long term planning, the stock markets have consistently rose. Offering a much better returns for your dollar. Tax advantages, exciting while contributing to your favorite product, business or ventures. All these plus, you can make investing profitable, fun & worthwhile.  



 Free Stock with Robinhood
Why is investing now as good or even better as any other time in history?

If we talk about a long term investment strategies......say 10, 15 or 25 years from now. We are not just talking about retirees but, the millennial's for the next 15 - 25 years.



Using compound interest, if you were to take $5,000.00 and invest it into a stock, adding $100 per month for the next 15 years. Having a broker or you manage that investment for a mere 10% per month return rate. At the end of 15yrs, that initial $5,000.00 plus $100.00/month investment would now become $64,070. ($23,000 on principal & $41,070 in interest).

Not to complicate things to much, yet, one can tap into a little day trading or swing trading and that 10% monthly return rate would increase that percentage.

Now that's just a small investment and just a little effort to manage a 10% monthly yield. The right product or company pick could dramatically increase your chances of turning that initial investment into something super crazy.


Search engine for things you can buy with Bitcoin



Which brings me to....."No better time than the present"

There are industries and products set forth today for tomorrow, that are truly what are called "disruptive technology".  You know some of yesteryear's disruptive techs like personal computers that disrupted the typewriter, Email disrupted the mail system, cellphone disrupted the landline telephone network, laptops disrupted the personal computer, smartphone disrupted all above and alternative energy is disrupting the fossil fuel industry. 


The companies that support & produce these future products are going to make ordinary people, not just wealthy, yet, multi-millionaires and even billionaires in the long run. All simply because they took time to learn how to invest, paying attention to trends and take action.






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POST  ~  D.W.W.D. Do What the Wealthy Do  


.......is exactly where we are today. Just to name a few disruptive products starting with the international fiat currency system being disrupted by Blockchain technology, Bitcoin, cryptocurrencies,  atlcoins & tokens. 







The pharmaceutical and alcohol companies are being disrupted by the Marijuana/cannabis/cannabidiol evolution.

Renewable & clean energy, Drone technology (UAV) or (AI) Artificial Intelligence are just a gleams into the future markets.

So yeah........Learn to invest now. Better late than never. If you didn't know, someone just informed you. 


DWWD,









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Tuesday, February 13, 2018

Answers To A Series Of Questions: The REAL TALK Life Of An Internet Marketer

Building wealth using Internet based products and services  WeHit


I was recently ask a series of questions from one of my Facebook group member. He is considering Network marketing as a way to generate extra income as he faces retirement after 30 years in the workforce. 

I was humbled, when he inquired that he had read a few of my posts and articles. Feeling that I had a "wealth of knowledge" for which he could pull from.

In reflection, as I replied to him, that I have been doing this online networking for over 15+ yrs. That I am in fact, NO guru nor marketing sensation. Yet, what I can offer, are facts, hard knocked real world experiences in an industry that is some what saturated and can be misleading. Yet, one can create a worth while income if one is serious about their ultimate goal........to network using the internet to generate an extra income source.


I have also re-published a couple of articles from a few years back to include along side this post. I have title them "Back to the Basic Series" that follows. Tagged below:



 Back To The Basic Series: Web Presence - When Marketers Need To Network Market

Back To The Basic Series: What Is SEO.....Search Engine Optimization?


I would like to start this article with this proven reality. There are many many roads that you can and will travel down in your pursuit of  success in this industry. Whether you travel by MLM (multi-level-marketing), direct-sales and/or affiliate/referral marketing. The methods for which you will acquire your brand/name recognition,  generate leads and the product and services you choice to associate with will require effort. Nothing ever in my life have I done, wanted or that was worthwhile.......came easy or without setbacks, disappointments and failures. POINT BLANK!



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This is life's law, and when it comes to money, there is plenty of it out there in the world for sure. But no-one, no-one is just going to give it to you nor will it come instantly. Keep that within your common view points as you journey along your ventures.



As you will find out as you read on, I will be honest, yet simple. In the last few years, a fav. quote of mine has been just that "simplicity is simple". As with many of life's episodes, difficulties generally become even more challenging when they are dealt with negatively or with complexity. 


"LIFE is really not that complicated (especially now, in our modern age state), humans just make it that way!"


 To start off with, my last 3-5 post/articles are re-prints from 2009 - 2011. I'm republishing them as they not only apply to my current projects, yet are taken it back to the basics. Again, keeping it simple. 


Once your foundation is secured, all other endeavors can now be built upon this infrastructure. So please indulge yourselves in my previous articles after you have read my reply to my fellow colleague.



QUESTIONS ASKED:
Who is your target market ?? How do you promote your service?? What are the most effective channels of communication?? What are your biggest challenges and your biggest success?? Would you change anything that you have , looking back ?? 


I will be as straight forward and honest..........as that would be my best advice.

Be honest, always be upfront & truthful. Because this will have a direct effect on what I feel is the most important aspect of your business/company..
........

Your name aka your "Brand"!


Below are the stages I went through in the transformation of my logo and image. I started this journey for him, my son.....my why!
(WE) would always remind me that it wasn't just about the WEalth, but WE (Him & ME!). As the times of trials and life's tribulations arose, it would also become my motivation. To never forget why I began this quest.

For me, my tactic/strategy was whether straight forward. Wehit has been in circulation for a few years now. The thought process into the name stems from people who are always interested in wealth building, health & wellness. Which is the #1 product for online marketer, plus it was actually what I started out marketing. I was with a company called "Legacy For Life" which is something like i26 now. Of course, the internet and technology is everywhere. Wealth Health & Internet Technology acronym for WE.H.I.T. Along side the fact, I wanted us (WE, my son & I) to hit it big on our own terms.


Wehit Wealth Health Intrenet Technology Logo
When you work as hard as you will, put in the insane amounts of time and spend the types of $$$ to acquire clients & consumer. The last thing you want, is to lose him/her over distrust.






As you've seen recently, for example, the Wynn Resorts. A very successful venture for all these years. Then wham! A bad practice, lie or of course, the mistreatment of your employee, client or customer. Everything you worked for is swept from underneath you within a blink of an eye.


For years his brand will be tarnished. (I believe they are selling the brand resorts) With the #metoo movement in full swing. Yea.....probably the best business move.


But if you were a little mom & pop business your brands reputation would be a bit more costly, even devastating.
So yes, always treat everyone you come in contact with the utmost respect. As you will see later on, longtime clients/consumer relationship may become long time friendship relationship.



The Internet can be unforgiving



WeWork Brand name Logo  Affiliate Bootcamp

When people see your name, brand, logo or anything that you are associated with. You want something "positive" to be the first thing that comes to their mind.   




I guess the next question I'll tackle real quick would be, would I change anything hindsight

You know, we all in hindsight can be assured this rosy path to our goals and successful outcome of our ventures. If only we did this or changed that. Fact is, life doesn't work like that. We live and we learn. We apply, we do and we respond to the re-actions of our actions. 

Internet marketing, just as most businesses is a funny business. When I first made the conscious decision to pursue online marketing as a way to make an income........I was working in the prison system, running a mobile D.J. business, doing music production work, on call for a moving company (Mayflower). After my daughters wedding, I found out I was going to be a dad again. (I have two older children from a previous relationship that had ended several years earlier.) 



I stayed busy......what I learn before about raising children is they grow up fast. As much as I tried to be in my two oldest life, when you looking at them at 20ish, you still question yourself. Wondering, could I have been there more? Looking at two grown people that you watched morph from tiny babies. Does a little mojo on your psyche. Knowing that I now will be going through this again, what was I going to do this time. 

I had some sales experience (Funny thing is I really didn't like sales, remember being honest) I sold computers, TV's but mainly audio equipment. Big screen TV's was the rage, bag (bricks) phones on the raise. Try convincing people to pay $1 - $3 a minute to make a phone call, where you had to be in a certain location because of limited coverage. When a phone booth call cost between 15 & 25 cents. 



Music production equipment Set-up
When I would sale audio, my main gig, due to my background in sound and recording engineering. I knew my equipment pretty well. Yet, we were trained/told to upgrade customers. I always stayed within the top 3 sales leader-board. And I didn't consider myself a salesperson. what I did was sell what people needed. I'd ask them what they plans were, how long they expected to use their equipment. Fill them in on the future of audio & video. In other words, I was educating them along the way. They became my repeat customers. 

They would even pay me to come to their homes and set up they equipment. Remember back then, you start talking about left & right channels, Dolby surround sound, center, rear speaker hook-up, syncing Dvd/laser disc players with Cd players and cassette decks to receivers. Well.......most people just want it set and play. 

What I'm getting at, when we talk about hindsight, comes from my most important quote ever. I use this a lot........
"Everything Happens for a reason

You read into the road/path ahead of you and take what was giving to you yesterday and grow with it ~ win or lose! If I was to take even a little something and changed it.......would the message/lesson afforded me or someone else, get to it's destination. Our mistakes are our life's lessons. Some of us need a few knocks to get it right, some get it right off the bat. 



As business & entrepreneurs, those mistakes and set-back are what makes you stronger and hopefully grow. I can't change anything hindsight......but I can use what I've learned yesterday to better my path tomorrow. So should you.


Pave Your Own Path
Our goals are one big picture puzzle. In our minds we see it. We can plan it out on paper for clarity. Yet, it is when we execute, fall down and get back up, when we appreciate the little gains over the huge setbacks. We put a little piece of that puzzle together. The more pieces we get to collect or learn and apply it the base of the puzzle....... the clearer that puzzle, that picture becomes.





 


Next I'll cover targeted audience, there's a couple of ways to look at this. Your audience will be determined by your product or service. It's really that simple. Once you've provide the internet a means to finding you.......website/blog. That's where you start on SEO, Search Engine Optimization. Your product/service will determine your keywords and phrases that you will use. 

As for products or services,  you may come across some that will say concentrate on one product or services. And yes, that's fine. Especially if you are new to this industry. Focus on setting up your brand and establishing SEO. But you will soon fine out.......let me use the following as an example. 

Go into any store, restaurant or shop. You will not find any of these places with just one item. You won't go into the grocery store to find just one product, into a restaurant, and only one item on the menu or at service shop, where they offer just one kind of service. 

Why then would you spend amazing amount of time and energy building on one item. You want to build for expansion. This is called multi-streams of income. The wealthy use this simple method always.




 I'm going to address the two questions on promotions & effective communication channels as one. It will be some what short and sweet. (I think) Establishing your brand, your identity online as your foundation. This will start a domino effect as you apply a multitude of strategies along the way. 


First, you will find that there will be an endless sources of marketing materials at your disposal. They will range from free to $1000s. Take your time. Because you first want to figure out what your niche or identifying trait will become. Meaning, what will people come to associate you with. 




As you pin point a direction you want to travel. Keep in mind these thoughts. This will be a long term endeavor. (This is a business, remember to build it as that) You will be able to do most of the work via internet/computer/smartphone. 

With that being said, remember you want this to be a passion not a job! So, think about the things you like, what are you comfortable with and what will you want to do consistently that you will have fun doing. Believe me, with all the time & effort necessary in putting your business all together. It is less stressful when you are happy and passionate about it's what you are doing and about it's outcome. 

What hobbies do you like, what are you interests? What are your talents, jobs skills? Apply those in your business plan! Yes, internet marketing can have a business plan, this is your future business and income stream. Business plans help you focus on the details that easily get overlooked. When you have these in place.....realize that this leads to your knowledge base. You should be a bit comfy talking, writing and promoting what you know. There is where you will find your target audience. There you will find your avenues to products and/or services to exploit. 



As for channels to market. Every place, every outlet and every medium is a potential exposure, client or sales. Money is everywhere. So you must get your brand, product and service to the masses (a narrowed target mass of course). Offline, flyers, talk about what you do to people.



Remember, you should involve yourself with products & services you are passion about. 

Things that you like, are interested in or hobbies. All you really are doing then is talking about what you love and oh by the way.......you have a product or service attached to it. 

Challenges in internet marketing are establishing your network and capturing quality leads. I said earlier, money is everywhere. Yet, people are hard pressed to come up off of it.

Simply start with what you are comfortable with in terms of the different types of services to use. Your main focus will be the use of "SALES FUNNELS", this will help build your "LIST". 

But get solid in the uses of your essentials.........websites, blogs, writing style and the use of social media outlets. Then explore paid services. You will go into them with a much better understanding of their effects and worth.



Building relationships through Network marketing
My biggest success?
.........finding and building relationships. Your business is consumer oriented. You are socializing. Make them apart of your family. On all my different media outlets, the ones that are still around. Stayed around even though they were at one point or another a client/consumer then dropped out or stop buying product. Yet, because of the relationship built, they are still in my circle today. 


I still have what are now my personal friends, that were merely online marketer back when I started. So I actually build my friendship base along the way. Some have help me deal with issues as I was raising my son solo. He's a teenager now....and trying to be a grow-up before he really is. "Sign!" And a few have been a blessing because there were times I'd be online or call and have met, talk with him. So he also knows a few of them from when he was like 5 or 6 yrs. old. 

Everything happens for a reason........Do what you love, give it 100% and it just works out in some form or another. Again, I haven't made my millions yet......but all that effort, knowledge from the past, it sure is shaping that future! Live & learn.......LIFE of an online marketer!

Continued success & blessings
Andrew "1stPeacemaker" Hayes




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Wednesday, January 17, 2018

HODL - 26K Think Long Term & Other Investment Trends

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It's a brand new day.......

After a rollercoaster of a ride yesterday on Wall street, record high ends the session today. The DOW Jones after breaking the 26K barrier yesterday did not sustain there. However, today.......

  • DJI closed over 26K at $26,115.62 (+322.79   1.25%)
  • Nasdaq $7,298.28 (+74.59    1.03%)
  • S&P 500  $2,802.56  (+26.14   0.94%)


Encouraging statements out of APPLE (APPL) $179.10 (+2.91 1.65%), as they announce a $350 billion investment excluding a $5 billion advanced manufacturing fund & expects to add 20,000 jobs over the next 5 years. All the while it will pay a $38 billion tax bill, so that foreign money can be moved back into the US.

Boeing Co (BA) $351.01 (+15.85   4.73%)  Travel, airbus demands seems to be the motivation behind it's strong market growth.

IBM (IBM) $168.65 (+4.80  2.93%) up on speculations of cloud computing, possible share gains in microprocessors on the wake of Intel & Advanced Micro Devices chip flaws.


On the crypto front the word of the day is 'HODL" 

As I mentioned in yesterday post. This is what the markets do. Spikes & dips......Candlesticks

Yet, rest assure that the current market actions are just what is needed......volatility! When you have a 2000% upward trend over the course of 12 months, one can surely expect this kind of market actions 01/16/2018. Where most altcoins took between a 16.00% and 30.00% dip.

People have to remember that in the early stage of the game, long-term should be the thought process. Hold, study what are the causes, act but don't over react!

There will be multiple situations over the coming months/years that will cause one to go into panic mode. Regulatory concerns, China, Korea, the US dollar, gold prices. The list can go on. Yet, knowing that you are in it for the long haul should be of some relief.  

If you are one of the early birds that got in some year ago and beyond. You are still sitting pretty. Your gains far out weight any current losses of recent days.  From the chart below, you can see that most top coins are up in the plus range over the last 24 hrs.
  • Bitcoin - $11,426.15  +8.28 (24 hr. Change)
  • Bitcoin cash - $1,769.67  8.09%
  • Ethereum - $1,045.12  12.26%  
  • Ripple -  $1.33  +33.60%
  • Litecoin -$192.89  +16.33%
  • Neo - $152.69  +30.56%
  • Cardano - $0.673  +29.61

My next 5 of 20 companies that I am researching in 2018. These are not recommendation as stated, yet, are companies within industries that I feel are worthy of potential gains



HIMX   Himax Techn. Inc. ~ Headquartered in Taiwan in 2001, dedicated to display imaging processing technologies.
Himax is a worldwide market leader in display driver ICs and timing controllers used in TVs, laptops, monitors, mobile phones, tablets, digital cameras, car navigation, virtual reality (VR) devices and many other consumer electronics devices. Additionally, Himax designs and provides controllers for touch sensor displays, in-cell Touch and Display Driver Integration (TDDI) single-chip solutions, LED driver ICs, power management ICs, scaler products for monitors and projectors, tailor-made video processing IC solutions, silicon IPs and LCOS micro-displays for augmented reality (AR) devices and head-up displays (HUD) for automotive.




HTC      HTC Corp ~ Founded in 1997 this innovator in communcation and internet. Since 2014, they expanded into IoT categories and launched HTC RE™ camera and unveiled UA HealthBox™ to bring an innovative approach to fitness technology. HTC VIVE™ provides users the most immersive virtual reality experience.



RIOT    Riot Blockchain Inc ~ A first mover on the NASDAQ focused on blockchain technology. Leverages its expertise and network to build and support blockchain technology companies. Entered into a definitive agreement to complete a transaction with Cresval Capital Corp.  TessPay is a blockchain company developing a supply chain payment platform for businesses to attempt to guarantee payment on time and in full.



SIEB     Siebert Financial Corp. ~ Originated around 1886, this holding company offers discount brokerage services through its subsidiary Muriel Siebert & Co., which has been in business and a member of the New York Stock Exchange since 1967.  A letter of intent with Overstock.com (NASDAQ:OSTK) to offer discount brokerage services through a portal on Overstock's website will launch 1Q of 2018



STM     STMicroelectronics  Is a French-Italian multinational electronics and semiconductor manufacturer headquartered in Geneva, Switzerland. 

Among the world’s largest semiconductor companies is a leading Integrated Device Manufacturer serving all electronics segments.  A leading technology innovator (approximately 7,500 people working in R&D, ~16,000 owned patents in ~9,500 patent families and ~500 new patent filed. 





WeHIT 2018 PICK & TRACK  UPDATED 01/17/2018
COMPANYLASTCHANGE    %
AMBA  Ambarella Inc$53.80+0.11            0.20%             
ACBFF  Aurora Cannabis Inc$9.92+0.30           3.12%
AVAV    AeroVironment Inc$53.42+1..01          1.93%
EXEL    Exelixis Inc$27.49-2.16            7.28%
  A      Agilent Techn. Inc.$72.06+0.83            1.17%
HIMX   Himax Techn. Inc.$9.89+0.02             0.20%           
HTC      HTC Corp$73.00+0.40             0.55%  
RIOT    Riot Blockchain Inc$17.76-0.52              2.84%            
SIEB     Siebert Financial Corp.$13.68+1.86             153.74%                  
STM     STMicroelectronics$24.34+0.44              1.84%                 
ARE    Alexandria Real Estate$125.50+0.57              0.46%
SYNA    Synaptics Inc.$46.82-0.54              1.14%                 
IBB      iShare NASDAQ Biotech ETF$111.41+0.81             0.73% 
TWMJF  Canopy Growth corp$30.24+0.98             3.36%           
KEYS     Keysight Technologies$46.01+1.26              2.82%  
VFFIF    Village Farms Inter.$6.20+0.01              0.11%                    
O A         Orbital ATK Inc.$131.72-0.03               0.02%
VRTHF  Veritas Pharma $0.66+0.05              7.65%                     
VTC       Vertcoins$4.14                      10.82%  
VUZI     Vuzix Corp.$8.20+0.05             0.61%





DAILY  5  GAINERS & LOSERs   01/17/2018
COMPANY LAST CHANGE     %
Lam Research Corp $205.08  +14.69                7.72%


                   
KLA - Tencor Corp $113.49 +5.83                   5.42%


                  
Texas Instrument Inc $119.16 +6.24                    5.53%


                     
Applied Materials Inc$57.34 +2.84                    5.21%


                     
Boeing Co $351.01 +15.70                   4.68%


                      
Ford Motor Co $12.18 -0.92                     7.02%


                   
Fastenal Co $52.20 -3.24                     5.84%


                    
General Electric Co $17.35 -0.86                     4.72%


                     
DISH Network Corp$45.45 -2.54                     5.29%


                    
Dentsply Sirona Inc $62.65 -3.00                     4.57%


                    


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